DecisionGenius™


Mortgage automation that combines income, credit, assets, and collateral for cohesive, comprehensive decision-making.

BotGenius

Overview

As mortgage banking technology continues to evolve, most automation solutions remain focused either on the borrower front-end or the mortgage loan originator. However, it is within middle-office mortgage operations – processing and underwriting - where technology can make the biggest impact! Historically any technology in this space has been specialized and disjointed, requiring separate automation paths and the combination of intelligence from multiple systems to get the information you need to make an underwriting decision. With Indecomm’s DecisionGenius™ software, you will get a clear recommendation on a file’s ability to close BEFORE it goes to underwriting!

DecisionGenius™ is a mortgage automation solution that combines income, credit, assets, and collateral for cohesive, comprehensive decision-making. You will see all the information you need to make an underwriting decision in one place, comparing application data to sourced data to investor guidelines.

DecisionGenius

For example, a loan application file is submitted to DecisionGenius™ as it is submitted to Processing. As a result, the Processor has a clear idea of which items will meet underwriting guidelines and where the focus remains. Underwriting then has a clear roadmap into what has already been done on their behalf. In fact, DecisionGenius™ is powered by Indecomm’s AuditGenius™ and IncomeGenius® software, developed FOR mortgage professionals BY mortgage underwriters! Our technology processes over 100,000 loan decisions for 100+ lenders annually. The average time savings per loan is 40% with IncomeGenius and growing.

Benefits:

  • Reduce risk with consistency in underwriting decisions
  • Reduce cycle time and Underwriter touches
  • Increase pull-through rates
  • Improve Processor productivity
  • Eliminate stare and compare between multiple versions of the same data in the underwriting process

How DecisionGenius™ Helps You
To Overcome Business Challenges

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