NEW TRID e-Learning CurriculumOur education design teams have created a comprehensive self-paced e-learning curriculum that covers everything you need to know about the new Integrated Disclosure Rule including how to complete the Loan Estimate and Closing Disclosure section by section, timing and delivery of the disclosures and more. This interactive course comes with knowledge testing quizzes and a final exam.
Mortgage Banking ComprehensiveOur experts have developed the ultimate curriculum designed to create a solid foundation for anyone new to mortgage lending. The curriculum covers the basics from origination to closing as well as the compliance requirements for the entire process. You’ll understand how to qualify borrowers for a mortgage loan; explain general information about the mortgage industry; understand fundamental requirements for credit, income and asset documentation, recognize the timing and content of required federal disclosures and apply federal regulations.
FHA FundamentalsThis curriculum covers the basics of the FHA home loan program covering the requirements necessary to originate, process, and underwrite a compliance FHA home loan. Courses include: Course Overview, FHA Purchase Transactions, FHA Refinance Transactions, FHA Forms and Processing, FHA Total Scorecard, FHA Manual Underwriting and FHA Appraisals.
VA FundamentalsThis curriculum covers the basics of the VA home loan program. Made up of five courses that examine the requirements necessary to originate, process and underwrite a compliant VA home loan. Courses include: VA Eligibility, Closing Costs, and Funding Fee; VA Refinances; VA Appraisals; VA Underwriting; VA Forms; and a Final Exam.
National Servicing Standards Under RESPA & TILAIn January 2013, the Consumer Financial Protection Bureau (CFPB) issued new regulations governing nine major topics of mortgage servicing to implement provisions of the Dodd-Frank Wall Street Reform and Consumer Protection Act (Dodd-Frank Act). In addition to amending certain existing sections of RESPA and TILA, the Final Servicing Rules created new sections of these Acts. The effective date of the new servicing rules is January 10, 2014. This is a four-course curriculum on the requirements of the RESPA & TILA Servicing Final Rule. It will describe certain changes to existing rules for servicing transfer disclosures and the handling of escrow accounts as well as introduce new requirements for managing and responding to borrowers’ qualified written requests.
Qualified MortgagesThis self-guided online course will provide a detailed analysis of Regulation Z’s Ability-to-Repay and Qualified Mortgages rules and includes topics which examine the meaning of the terms safe harbor and rebuttable presumption, reviews the criteria for a loan to be considered a qualified mortgage (QM), calculating thresholds, determining included and excluded fees, exemptions, limits on prepayment penalties and more…
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- Ability to Repay for Mortgage Professionals
- Anti- Money Laundering Programs For Residential Mortgage Lenders
- Basics of the Loan Closing
- Completing the URLA
- Credit Analysis
- Fair Lending Laws
- FCRA and FACTA
- Federal Regulations
- FHA Appraisals
- FHA Forms and Processing
- FHA Purchase Transactions
- FHA Refinance Transactions
- FHA Total Scorecard
- Gramm Leach Bliley Act
- HPA (PMI Cancellation)
- Identity Theft Red Flags Rule
- Income Analysis
- Introduction to Mortgage Lending
- Keep Calm and Be Safe Online (Cyber Security)
- Non Traditional Mortgage Products
- Preventing Mortgage Fraud
- Regulation Z: TILA Advertising
- RESPA For Origination
- Responsible Selling
- SAFE Act and Mortgage Loan Originator Licensing Rules
- Traditional Mortgage Products
- VA Appraisals
- VA Eligibility, Closing Costs, and Funding Fee
- VA Forms
- VA Refinances
- VA Underwriting Fundamentals
- Verification of Assets